From the category archives:

Personal Finance

Your house is not an ATM.

April 13, 2008 by Ryan Barr

There has been a lot of noise lately about lenders “freezing” HELOCs across the country.  For those of you that don’t know what a HELOC is here is a quick breakdown.
A HELOC, or Home Equity Line of Credit is a revolving credit line that uses the equity of your house to secure the debt.  So, [...]

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Cash is king…

April 8, 2008 by Ryan Barr

I’m sure you’ve all seen the commercials for Visa were the guy stops the progress of society by paying in cash…. Well, in my opinion that guy or gal is the smartest one in the room!
The dangers of credit cards…
The simple reason that I think cash is the best way to go is that it [...]

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Who owns you?

April 2, 2008 by Ryan Barr

A major US Bank, a large vehicle financial firm and a student loan servicer own me.
Okay, so maybe that is a strong statement. They don’t really own me, but they sure do dictate what I do on a monthly basis. “Just as the rich rule the poor, so the borrower is servant to the [...]

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A turn in the Real Estate Markets

April 1, 2008 by Ryan Barr

Lately the biggest news on television has been about the Real Estate market and the sub-prime mortgage mess that our country is currently in.  Given that the “American Dream” is to own a home, and that most average homeowners have a vast amount of there net-worth and personal financial wellbeing tied to their homes, I [...]

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Personal Finance

March 31, 2008 by Ryan Barr

I’ve decided that I’m going to be adding another section to the blog.  This section is going to be on personal finance.
The principals of personal financial management are tried and true, however it seems that even in our information rich society some of this just doesn’t get out to the public.  While I don’t have [...]

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